
Discover a Unique Vintage 14K Gold Diamond Ruby Ring
Explore this exquisite vintage 14K gold diamond ruby ring with marquise cut rubies and round diamonds.
BOOK APPOINTMENT | CALL : +1-858-324-0064 | Trusted Since 2014
Bring your fine jewelry to our Carmel Valley showroom for a free, no-obligation evaluation. Here is what to expect:
Looking to sell jewelry in San Diego? Whether you have a diamond engagement ring, estate jewelry, luxury designer pieces, gold jewelry, or inherited valuables, DCL Jewelry & Loan offers a secure and professional selling experience. Our knowledgeable specialists carefully evaluate each item based on its quality, condition, craftsmanship, and current market demand to provide competitive offers you can trust. We understand that every piece has both financial and sentimental value, which is why we take the time to answer your questions and explain our evaluation process. If you’re ready to turn unwanted or unused jewelry into immediate cash, our team is here to make the process simple, transparent, and rewarding.

With years of experience working with fine jewelry and luxury assets, our team understands the factors that influence value. From modern designer collections to vintage heirlooms, we provide knowledgeable evaluations backed by industry expertise and current market insights.
We believe every customer deserves a fair and transparent assessment. Our specialists carefully examine each piece, explain the evaluation process, and provide straightforward information so you can make confident decisions without pressure.
Our offers reflect current market conditions, precious metal values, gemstone quality, and overall desirability. We strive to provide competitive pricing that accurately represents the true worth of your jewelry.
We regularly evaluate luxury jewelry from internationally recognized designers as well as unique custom-made pieces. Our experience allows us to recognize quality craftsmanship and premium materials that contribute to overall value.
Selling valuable jewelry is a personal decision. Every consultation is conducted in a private, respectful environment where your privacy and security remain our highest priorities throughout the entire process.
Our team is committed to making your experience comfortable from beginning to end. We take the time to answer questions, explain every step, and ensure you feel informed before making any decision.
Your jewelry is handled with exceptional care during every evaluation. Our secure location and professional procedures are designed to protect both your valuables and your peace of mind.
Many people own jewelry they no longer wear or pieces that no longer fit their lifestyle. Selling these items can provide immediate funds while giving valuable jewelry a new purpose. At DCL Jewelry & Loan, we purchase a wide range of fine jewelry, including diamond rings, engagement rings, gold necklaces, bracelets, earrings, estate jewelry, luxury designer pieces, and gemstone jewelry.
Every evaluation considers important factors such as precious metal purity, gemstone quality, craftsmanship, overall condition, brand recognition, and current market demand. Whether you’re selling a single item or an entire collection, our specialists provide professional guidance and competitive offers based on today’s market. Our goal is to make selling jewelry a simple, secure, and rewarding experience for every client.
Visit our San Diego location with the jewelry you wish to sell. Whether it’s one piece or an entire collection, our specialists are ready to assist.
We carefully inspect your jewelry, considering materials, gemstones, craftsmanship, condition, and market trends to determine its current value.
After completing the evaluation, we present a clear and competitive offer while explaining how we determined the value of your jewelry.
If you choose to accept our offer, you’ll receive immediate payment, making the selling process fast, secure, and convenient.
Professional evaluations ensure your jewelry is assessed using current market conditions rather than rough estimates, helping you receive a fair and informed offer.
We explain how every offer is determined, giving you confidence throughout the transaction and eliminating uncertainty about your jewelry’s value.
Our specialists consider every important detail before presenting an offer, helping maximize the value of your fine jewelry based on today’s market.
Whether you’re selling inherited jewelry, designer pieces, or investment items, our experienced team provides honest recommendations tailored to your situation.
Our streamlined evaluation process minimizes waiting while maintaining accuracy, allowing you to complete your transaction efficiently and confidently.
We understand the importance of privacy when selling valuable assets. Every consultation is handled discreetly in a professional setting designed for your comfort and security.
Our welcoming team creates a comfortable environment where you can ask questions and discuss your jewelry without feeling rushed or pressured.
Every item receives individual attention to ensure all important characteristics are considered before determining its value.
Whether you’re selling one ring or an extensive collection, every client receives the same level of professionalism, respect, and personalized service.
We provide information and competitive offers while allowing you to decide what’s best for your situation without unnecessary sales tactics.
Most evaluations are completed promptly, allowing you to receive an offer and complete your transaction during your visit whenever possible.
Our priority is delivering a positive experience built on honesty, transparency, and exceptional customer care from your first consultation through the final transaction.
We proudly provide Services throughout:
Many clients travel from across Southern California because of our expertise in luxury assets valuations and collateral lending.
Real pieces and real work from our Carmel Valley showroom — not stock catalogue photography.






We operate under California Department of Justice pawnbroker licensing, which means regulated recordkeeping, defined loan terms, and legal protections for you and your property.
No credit checks, no employer calls, and nothing reported to credit bureaus. Private appointments are available for high-value pieces.
Your item never leaves the room. We test, inspect, and explain exactly how we reached a number, so you see the reasoning rather than just the offer.
Items held as collateral are stored in a secured, insured environment for the duration of the loan and returned in the same condition.
Most evaluations are completed during your visit, with funding available the same day once you accept an offer.
A decade of local transactions across diamonds, luxury watches, gold, and estate jewelry, with a public Google review record you can read before you visit.
Loose stones and mounted diamonds.
Learn more →Gold jewelry, coins, bullion and scrap.
Learn more →Inherited and antique jewelry.
Learn more →Borrow against fine jewelry.
Learn more →Professional appraisal services.
Learn more →Compare both options side by side.
Learn more →EXCELLENT
Based on 628 reviews
Posted on Google![]()
Ruth RamirezTrustindex verifies that the original source of the review is Google.
Friendly and very honestPosted on Google![]()
GerryGTrustindex verifies that the original source of the review is Google.
Friendly and professional staff as they are my first place of choice! Awesome communication and considerate in every way! Thank you again!!Posted on Google![]()
Eric RuizTrustindex verifies that the original source of the review is Google.
Great folks to work with.Posted on Google![]()
Aaron GraffmanTrustindex verifies that the original source of the review is Google.
Easy to work with, in and out in less than 10 minutes. Very professionalPosted on Google![]()
Faith LarsenTrustindex verifies that the original source of the review is Google.
The staff at DCL was very committed to determining the price of my watch & gave me an incredibly fair price.Posted on Google![]()
Beverly CamerinoTrustindex verifies that the original source of the review is Google.
The process was easy from start to finish. There was no pressure and they answered all my questions.Posted on Google![]()
Mimi Caneda MataTrustindex verifies that the original source of the review is Google.
Wonderful people I always go here because they are kind and honest and give you the most for pawned items. Thank you!Posted on Google![]()
Fernando MoralesTrustindex verifies that the original source of the review is Google.
Honestly a great pawn shop and very outstanding service. Mr. Mike is a wonderful person, I highly recommend DCL . Great price’s for pawning your jewelry as DCL has been my go to place for years. Great selection of jewelry to buy as well.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Explore this exquisite vintage 14K gold diamond ruby ring with marquise cut rubies and round diamonds.

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Our Carmel Valley showroom serves clients throughout San Diego County, with private appointments available for high-value pieces.
If you’re ready to sell jewelry in San Diego, trust DCL Jewelry & Loan for professional evaluations, competitive offers, and a secure selling experience. Whether you’re selling a single luxury item or an entire jewelry collection, our knowledgeable team is here to help you receive the value your pieces deserve.
Every jewelry evaluation starts with the same careful process: we identify the metal and test its purity, assess any diamonds or gemstones for carat weight, cut, color, and clarity, and consider the piece’s brand, craftsmanship, and condition. This happens on the spot, free of charge, whether you’re selling a single ring or an entire collection.
Because gold, platinum, and precious stones are priced on global markets, your offer reflects current market conditions, not outdated price lists, so you can be confident you’re getting a fair, transparent valuation.
We buy gold, platinum, diamond, and gemstone jewelry, including rings, necklaces, bracelets, and earrings, in any condition.
Yes, broken or damaged jewelry is evaluated based on its metal and stone value.
We assess the metal type and weight, stone quality and carat weight, brand, and overall condition.
No, though a prior appraisal or certificate can help support the value of your piece.
You receive cash on the spot as soon as you accept our offer.
We buy fine jewelry from recognized designers like Cartier, Tiffany & Co., Van Cleef & Arpels, Bvlgari, and more, as well as unbranded fine jewelry, based on materials and craftsmanship.
We assess the diamond’s carat weight, cut, color, and clarity, along with the metal type and weight of the setting, to arrive at a fair total value.
Yes, we buy jewelry from any era, including Victorian, Edwardian, Art Nouveau, and Art Deco pieces, as well as modern designs.
That’s fine, our specialists test metal purity and identify stones on the spot as part of every evaluation, free of charge.
Yes, you’re welcome to sell individual pieces or an entire set or collection, whichever you prefer.
Yes, engravings don’t affect the underlying metal and stone value, so we evaluate and buy these pieces the same as any other.
Selling to us means immediate cash, no shipping risk, no marketplace fees, and no waiting for a buyer, you walk out paid the same day.