Selling at DCL Jewelry & Loan
What We Sell & Buy: A Complete Guide to Your Luxury Assets
DCL Jewelry & Loan is San Diego’s trusted destination for turning fine jewelry, diamonds, luxury watches, designer handbags, precious metals, and rare coins into immediate cash. We pay top dollar across every category below, with transparent, market-based evaluations from specialists who know these categories in depth.
How We Value Your Items
Estate jewelry and gold are typically valued based on current market prices for their metal content, with recognized name brands commanding a premium regardless of condition. For standard jewelry, the determining factors are the weight of the metal, diamond size, and overall quality.
For luxury handbags and designer shoes, condition matters significantly. Handbags in high demand and excellent condition, especially from Chanel and Hermès, are valued closer to current retail pricing, while heavily used pieces command less. Original box and paperwork help support a stronger offer.
Fine watches from brands like Rolex, Audemars Piguet, Omega, and Breitling are always in demand. Condition and the presence of original box and papers directly affect the evaluation.
For diamonds, we evaluate size, color, cut, clarity, and carat weight. A GIA certificate is extremely helpful for larger stones, and because the diamond market fluctuates, we price accordingly using current data.
Luxury Items We Accept
We accept all luxury assets, including jewelry, diamonds, watches, coins, bullion, luxury handbags, shoes, and fine art and collectibles.
Diamonds
Jewelry and diamonds of all forms, weights, and conditions are acceptable. We specialize in larger diamonds, 1.0 carat and up, and ideally with a GIA certificate. If your diamond isn’t GIA-certified or is smaller, we’ll still work with you — we’re among the market’s highest-paying buyers for large carat diamonds, colored diamonds, and all shapes.
We accept antique, round brilliant, princess cut, cushion, Asscher, radiant, emerald, oval, pear, marquise, and heart cut diamonds, as well as branded diamonds from names like Tolkowsky, Lucida, Leo, Hearts on Fire, Eighty-Eight, Crisscut, Ashoka, Lili, and Cento.
See our Sell Jewelry page for more detail →
Luxury Handbags & Designer Shoes
Our criteria for luxury handbags and shoes are simple: we’re interested in select name brands in good to excellent condition. Typically, the retail value for these items ranges from $500 to $1,000 or more. We’re especially interested in Gucci, Louis Vuitton, Chanel, Hermès, Goyard, Prada, Christian Louboutin, and many more.
See our Sell Luxury Handbags page for more detail →
Fine Watches
As luxury watch brokers and appraisers, DCL Jewelry & Loan pays top prices for antique, luxury, and pre-owned watches from master watchmakers such as Omega, Breitling, Franck Muller, IWC, Breguet, Blancpain, Audemars Piguet, Jaeger-LeCoultre, Vacheron Constantin, Patek Philippe, Rolex, and more. We typically focus on watch brands that retail for $1,000 or more.
See our Sell Watches page for more detail →
Fine Jewelry
We buy and lend against all types of jewelry, especially from the world’s finest luxury brands like Cartier, Harry Winston, Van Cleef & Arpels, Tiffany & Co., Piaget, Bvlgari, Mikimoto, Graff, Buccellati, and Chopard, in any style, including antique Victorian, Edwardian, Art Nouveau, and Art Deco jewelry. Sometimes jewelry isn’t in great condition or is missing a stone, or what some would consider broken or scrap gold — that’s fine with us. We assist with and regularly buy this type of jewelry.
Gold, Silver & Bullion
We buy gold and silver jewelry, bullion, and scrap metal in any purity or condition, with offers based on current market prices.
See our Sell Gold page · See our Sell Silver page →
Rare & Collectible Coins
We buy gold and silver coins, rare and collectible pieces, and full coin collections, whether you’re selling a single item or an entire inherited collection.
See our Sell Coins page for more detail →
Prefer a Loan Instead of Selling?
Every item above can also be used as collateral for a cash loan if you’d rather keep ownership. Learn more about our cash loans and loan process.
Ask us about our VIP membership program for exclusive discounts, and don’t forget we also carry designer shoes in our inventory.
Frequently Asked Questions
Do I need a GIA certificate to sell a diamond?
It's not required, but it's very helpful for larger diamonds (1.0 carat and up). We can still evaluate and buy diamonds without certification, especially smaller stones.
Do you buy broken or incomplete jewelry?
Yes. Jewelry missing a stone, broken, or scrap gold is still valuable to us and we buy this type of item regularly.
What condition do handbags need to be in?
We look for good to excellent condition from select name brands. Original box and paperwork help but aren't required.
What watch brands do you focus on?
We typically focus on brands that retail for $1,000 or more, including Rolex, Patek Philippe, Audemars Piguet, Omega, Breitling, and other master watchmakers.
Can I sell an entire jewelry or coin collection at once?
Yes, we regularly evaluate and purchase full collections, whether it's inherited jewelry, a coin collection, or a mixed lot of items.
How is the price determined for gold and silver items?
We weigh the item, test its purity, and calculate an offer based on current market prices for that metal.
Do I have to sell, or can I get a loan instead?
Either option is available. We'll gladly quote you both a purchase offer and a loan amount so you can decide what works best.
Book an Appointment Call (858) 324-0064
More guides: Sell Diamonds · Sell Your Rolex · How We Value Diamonds · How We Test Gold